JC Penney credit cards were first issued in 1959, when almost all the stores were in downtown-area individual buildings. In 1963, the company began its first catalog sales. Since then JC Penney has become a fixture as an anchor in suburban malls, and now people can use the credit card at three different stores.
The JC Penney credit card can be used at all JC Penney locations, including its outlet stores, as well as for catalog purchases, and for online purchases on their website. Customers also can use the JC Penney card at any CVS Pharmacy or Rite Aid Pharmacy. People can apply for the card their website or at any JC Penney store.
The online store has grown into one of the largest apparel and home furnishings retail shops on the Internet. For anyone who prefers to browse catalogs rather than websites, the books are available in the stores or by mail, usually for around $3. The cost can be refunded as $3 off a catalog purchase.
JC Penney owned a company called Eckerd Pharmacy from 1997 to 2004, and included catalog centers at those locations. After JC Penney sold Eckerd, some stores were bought by CVS Pharmacy, and Rite Aid acquired Eckerd in 2007. CVS and Rite Aid do not operate catalog centers, but both accept JC Penney credit cards. CVS has around 6800 stores in 41 states, while Rite Aid has over 5000 stores in 31 states.
JC Penney has over 1000 locations, with stores in every state except Hawaii. In recent years, the chain has begun opening big-box stores in large retail centers. Some of the older standalone shops still exist, such as the original JC Penney mother store located in Kemmerer, Wyoming.
JC Penney offers credit card payment options online or by mail. A cardholder can view his or her account online with an overview including current balance, available credit, amount currently due, a list of recent activity and other features.
In recent news, former model and now-designer Kimora Lee Simmons teamed up with JC Penney in 2008 to sell an exclusive line of sportswear called Fabulosity. In previous news, Sam Walton worked at a JC Penney store in Iowa for over a year in the early 1940s. He went on to found Wal-Mart in 1962.
Shelley Moore is a journalist and award-winning short-story writer. She specializes in writing about personal development, health, careers and personal finance. Moore has been published in "Family Circle" magazine and the "Milwaukee Sentinel" newspaper, along with numerous other national and regional magazines, daily and weekly newspapers and corporate publications. She has a Bachelor of Science in psychology.